💰 Top 5 Loan Apps in India That Give ₹10,000 Instantly (No Salary Proof Needed) - June 2025
Need urgent cash? Looking for trusted loan apps in India that don’t ask for salary slips or CIBIL scores? 🤯 You're on the right page. These loan apps are perfect for:
- 🎓 Students with no income proof
- 🚀 Freelancers & new earners
- 💼 Employees who need advance money
⚡ Try One Now:
1. 🔹 KreditBee – ₹1000 to ₹2 Lakh (No Full-Time Job Needed)
- 📲 Instant UPI transfer
- 🧾 Aadhaar + PAN only
- 💰 Earn ₹150–₹300 per referral (Add affiliate here)
2. 🔹 NIRA Finance – Monthly Income Not Compulsory
- 💼 Get ₹10,000 to start (gradual limit increase)
- 📖 Designed for students/new freelancers
3. 🔹 Fibe (formerly EarlySalary) – ₹5000 in 10 mins
- 📉 Zero CIBIL required for ₹5k loan
- 🏁 Repay in 30–90 days
- 🔥 Very high approval rate
4. 🔹 Dhani OneFreedom Card (Buy Now, Pay Later)
- 📞 Get ₹5000 credit line within seconds
- No bank statement/nightmare required
5. 🔹 True Balance Loan
- ⚡ Get ₹3000–₹50,000 based on PAN only
- 🏦 Send to your Paytm or UPI wallet instantly
📊 Quick Comparison Table
| App | Loan Amount | Approval Time | KYC Needed |
|---|---|---|---|
| KreditBee | ₹1K – ₹2L | 4–15 min | PAN + Aadhaar |
| NIRA | ₹5K – ₹10K | 1 – 6 Hrs | Aadhaar |
| Fibe | ₹3K – ₹30K | 10 min | Aadhaar only |
| Dhani | ₹5K – ₹10K | 2 min | PAN only |
| TrueBalance | ₹3K – ₹50K | Max 6 hrs | PAN/Basic KYC |
🙋 FAQ - Loan Apps 2025 Edition
Q: Are these NBFC-registered platforms?
Yes, all are partnered with RBI-compliant NBFCs in India.
Q: Do I need salary slip to apply?
No! Most of these apps require just Aadhaar + PAN.
Q: How can I earn from them via referrals?
KreditBee & Fibe offer ₹150+ per signup. Replace the link above with your affiliate link.
💡 Final Words
When you need money urgently, these loan apps offer fast, safe ways to bridge the gap — no salary, no heavy paperwork. Use them responsibly, compare them above & share this post with someone who needs it 💚
