💳 Top 5 Best Credit Cards for Indian Students & Freelancers Without Salary in 2025
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Can't apply for a credit card because you’re a student or freelancer? Don’t worry 👇 Here are 5 🔥 **Credit Cards you can apply for in 2025 WITHOUT salary proof, CIBIL, or income slips** 💳
Most cards now accept: ✅ Student ID ✅ UPI Spend History ✅ PAN + Aadhaar ✅ Freelance income slip or gig platforms
1️⃣ OneCard – Digital Credit Card for Students
- 🌐 Apply with PAN, Aadhaar & UPI history
- 💥 Fully digital – manage via app
- ✅ Visa Network | Upto ₹25K limit
2️⃣ Slice – Instant Credit for 18+ Users
- 🎓 Student-friendly app with ₹10K–₹30K credit
- 📱 Slice SmartPay – split in 1–3 payments
- 💳 No annual fee, active offers monthly
🎯 Check Slice Instant Credit →
3️⃣ Uni Card – Pay in 3 Months, No Interest
- 💰 Zero interest EMIs for 3 months
- 🧧 App-based approval with ID only
4️⃣ Fibe Card – Made for Salaryless Users & Freelancers
- ⚙ Soft approval – Paysense backed platform
- 📞 Great customer care & cashback rewards
5️⃣ HSBC Cashback Card – Basic CIBIL only
- 🔥 Flat 1.5% cashback on all UPI + online spend
- 💪 Accept students with minor income docs
📊 Quick Comparison Table
Card | Limit | Salary Proof | Annual Charges |
---|---|---|---|
OneCard | ₹25K+ | Not Needed | ₹0 |
Slice | ₹10K–₹30K | No | ₹0 |
Uni Card | Varies | No | ₹0 |
Fibe | ₹5K–₹25K | No Salary Slip | ₹0 |
HSBC | ₹20K+ | Basic Docs | ₹0* |
📩 Final Thoughts
So yes — credit cards in India can be approved with **zero job**, no CIBIL & **student ID** or **freelance record**. Use them smartly + never miss payments = free benefits lifelong 🙌