Top 5 Credit Cards for Indian Students & Freelancers Without Salary Slip in 2025

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💳 Top 5 Best Credit Cards for Indian Students & Freelancers Without Salary in 2025


Free Credit Card for Students 2025 – Apply without income proof, no CIBIL required – India guide | StudyPlayEarn.com


Can't apply for a credit card because you’re a student or freelancer? Don’t worry 👇 Here are 5 🔥 **Credit Cards you can apply for in 2025 WITHOUT salary proof, CIBIL, or income slips** 💳

Most cards now accept: ✅ Student ID ✅ UPI Spend History ✅ PAN + Aadhaar ✅ Freelance income slip or gig platforms


1️⃣ OneCard – Digital Credit Card for Students

  • 🌐 Apply with PAN, Aadhaar & UPI history
  • 💥 Fully digital – manage via app
  • ✅ Visa Network | Upto ₹25K limit

🟢 Apply for OneCard →


2️⃣ Slice – Instant Credit for 18+ Users

  • 🎓 Student-friendly app with ₹10K–₹30K credit
  • 📱 Slice SmartPay – split in 1–3 payments
  • 💳 No annual fee, active offers monthly

🎯 Check Slice Instant Credit →


3️⃣ Uni Card – Pay in 3 Months, No Interest

  • 💰 Zero interest EMIs for 3 months
  • 🧧 App-based approval with ID only

🔄 Try Uni Card →


4️⃣ Fibe Card – Made for Salaryless Users & Freelancers

  • ⚙ Soft approval – Paysense backed platform
  • 📞 Great customer care & cashback rewards

💸 Apply for Fibe Card →


5️⃣ HSBC Cashback Card – Basic CIBIL only

  • 🔥 Flat 1.5% cashback on all UPI + online spend
  • 💪 Accept students with minor income docs

💰 HSBC Cashback Offers →


📊 Quick Comparison Table

CardLimitSalary ProofAnnual Charges
OneCard₹25K+Not Needed₹0
Slice₹10K–₹30KNo₹0
Uni CardVariesNo₹0
Fibe₹5K–₹25KNo Salary Slip₹0
HSBC₹20K+Basic Docs₹0*
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📩 Final Thoughts

So yes — credit cards in India can be approved with **zero job**, no CIBIL & **student ID** or **freelance record**. Use them smartly + never miss payments = free benefits lifelong 🙌

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